Joe Kessie, Lake City Bank, Warsaw, IN, at left, is joined at dinner by Ed Elfmann, American Bank- ers Association, Washington, D.C. and Michael and Cheryl Dubs, Johnson and Associates, Sterling, CO.
Eighteen states were represented at our 2021 meeting, the first to be held in Texas. The 2022 event will be held the last week in July in Annapolis, Maryland.
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